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Blockchain based sukuk and its potentials for green finances and socially responsible investments in Turkey

Başlık çevirisi mevcut değil.

  1. Tez No: 839067
  2. Yazar: BEYTULLAH AYDIN
  3. Danışmanlar: Belirtilmemiş.
  4. Tez Türü: Yüksek Lisans
  5. Konular: Bankacılık, Maliye, Banking, Finance
  6. Anahtar Kelimeler: Belirtilmemiş.
  7. Yıl: 2022
  8. Dil: İngilizce
  9. Üniversite: International Islamic University Malaysia
  10. Enstitü: Yurtdışı Enstitü
  11. Ana Bilim Dalı: Belirtilmemiş.
  12. Bilim Dalı: Belirtilmemiş.
  13. Sayfa Sayısı: 117

Özet

Turkey is developing rapidly with notable growing population in the past decades. However, for this reason, Turkish economy is still battling to meet its own growing energy needs. The country imports the average of 70% of its energy. This situation causes problems such as energy supply security, external commitment to energy and current account deficit for Turkey. Within the framework of Turkey's New Economic Plan (YEP). In this context, renewable energy investment is commonly known as green finance and social responsibility investments which have been recently the agenda of many countries including turkey. This study discusses the alternative ways of financing renewable energy in Turkey. However, Investments in renewable energy are not currently favored by many investors due to high transaction costs and multiple market failures such as narrow investor base and insufficient public budget. Therefore, private financing needs to be accelerated to resolve the situation. In this case, there is a need for sukuk and innovative financial instruments that can increase fund raising opportunities with efficiency by injecting resources directly to the real sector. This exploratory study aimed to assess the potentiality and feasibility of blockchain-based sukuk in Turkey and applied an inductive approach based on qualitative evidence derived from expert feedback and open-ended questions and interviews with experts. The target audience interviewed is policy makers, bank employees and professors. Interview questions categorized under the headings of Fintech, Islamic capital market and green economy, and interviews with experts in these three main subjects were conducted face-to-face and online. The findings of this study indicates that, Blockchain technology has emerged as an innovative financing mechanism that provides easy access to funds for small and medium-sized entrepreneurs, reduces transaction costs, increases transparency and provides a broad investor base via tokenized sukuk tokens with full traceability, and has significant potential in green finance. However, blockchain technology is still a new area of study and special regulatory framework is needed to attract more investment in the sector. The study also indicates that a capacity building is needed for the Sukuk stakeholders such as Regulators, Sukuk issuers as well as investors in other to understand how the blockchain technology works and the opportunities it has as alternative way to diversifying financial instruments using the new technology, the study indicates areas of further academic research.

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