The empirical importance of precautionary saving in Turkey
Başlık çevirisi mevcut değil.
- Tez No: 650037
- Danışmanlar: PROF. DR. A. GUARIGLIA
- Tez Türü: Doktora
- Konular: Kamu Yönetimi, Maliye, Public Administration, Finance
- Anahtar Kelimeler: Belirtilmemiş.
- Yıl: 2009
- Dil: İngilizce
- Üniversite: The University of Nottingham
- Enstitü: Yurtdışı Enstitü
- Ana Bilim Dalı: Felsefe Ana Bilim Dalı
- Bilim Dalı: Belirtilmemiş.
- Sayfa Sayısı: 275
Özet
Özet yok.
Özet (Çeviri)
The aim of this Ph.D. thesis is to contribute to the understanding of household consumption and saving behaviour under risk and uncertainty. The precautionary saving hypothesis proposes that households will postpone their consumption and increase their saving level to be protected against future labour income uncertainty. It is reasonable to interpret the additional rise in household saving due to future labour income uncertainty as precautionary saving. Moreover, it is expected that households will prefer to keep their precautionary saving in the form of financial assets because of their liquidity. I utilize several waves of household budget surveys, which are designed as repeated cross-sectional surveys that provide information about social, economic and demographic characteristics of households to reveal the empirical importance of precautionary saving in the Turkish economy. The empirical analysis confirms the predictions of the precautionary saving hypothesis. It is observed that households raise their saving level under risk and uncertainty and the amount of precautionary saving constitutes a significant fraction of total household saving. Labour income risk is the most important source of concern for households among the analysed risk types, since a job-opportunity in the registered economy creates a reliable source of income and social security coverage. Moreover, households implement alternative strategies ii in addition to precautionary saving such as holding a second job and to increase the number income earners in the family. The influence of risk and uncertainty on household consumption and saving behaviour is further intensified by the lack of a sufficient social security system, which meets the needs and the demands of society. However, a comprehensive social security reform starting with the introduction of universal health care is being implemented in Turkey. Thus, it is thought that the improvement of the social security system will diminish the significance of the precautionary motive for saving for households.
Benzer Tezler
- The impact of borrowing on household saving behavior the case of Turkey 2003 – 2012
Borçlanmanın hane halkı tasarruf eğilimi üzerindeki etkisi Türkiye örneği 2003-2012
SERDAR ŞENOL
- Gelişmekte olan ülkelerde tüketim harcamaları
Consumption expenditures in developing countries
İPEK TEKİN
- Kur krizi erken uyarı sistemi: Türkiye modeli
Currency crisis early warning systems: Turkey model
TURGUT YOKUŞ
- Brain drain from Turkey: An empirical investigation of the determinants of skılled migration and student non-return
Türkiye'den yurt dışına beyin göçü: Yurt dışında okuyan öğrencilerin ve yüksek öğrenimli işgücünün dönme niyetleri üzerine ampirik bir çalışma
NİL DEMET GÜNGÖR
Doktora
İngilizce
2003
EkonomiOrta Doğu Teknik ÜniversitesiEkonomi Ana Bilim Dalı
PROF. DR. AYSIT TANSEL
- Islamic proletariat & the new middle class dynamics in the context of Gezi park protests in neoliberal Turkey
Gezi parkı protestoları bağlamında neoliberal Türkiye'de İslamcı proletarya ve yeni orta sınıf dinamiği
ÖZGÜR YALÇIN
Yüksek Lisans
İngilizce
2015
SosyolojiOrta Doğu Teknik ÜniversitesiSosyoloji Ana Bilim Dalı
PROF. DR. HELGA IDA RITTERSBERGER-TILIC
DOÇ. DR. MEHMET OKYAYUZ