Türkiye'de tarım sigortaları uygulamalarında dolu sigortaların değerlendirilmesi
The Summing up the hail insurance among the applications of the agricultural insurance in Turkey
- Tez No: 36809
- Danışmanlar: PROF.DR. İLHAN ULUDAĞ
- Tez Türü: Yüksek Lisans
- Konular: Sigortacılık, Insurance
- Anahtar Kelimeler: Belirtilmemiş.
- Yıl: 1994
- Dil: Türkçe
- Üniversite: Marmara Üniversitesi
- Enstitü: Bankacılık ve Sigortacılık Enstitüsü
- Ana Bilim Dalı: Belirtilmemiş.
- Bilim Dalı: Belirtilmemiş.
- Sayfa Sayısı: 20
Özet
Özet yok.
Özet (Çeviri)
SUMMING AND CONCLUSION If the valuation of this study about the agricaltural insurance and the hail insurances in the whole agricaltural products insurance to be applicated in a trust of the farmers to the insurancy is done well we can see that the agricalture sector is very important in the economy of Turkey. This is because our country is an argicalzural country. Here we told about the developmant of the insurance of vegetable products in the world and Turkey and in our country the possibilities of insurance against many risks are supported. The definition of hail risk and its properties which is the main subject of our study is told and it's distribution in Turkey is given The conlusion of this distrubition table is that the great portion of Turkey is faced against an hail risk. It can be seen obviously that the situation is very critical when looking into the marketing snd selling of insurance of hail. Only 15 of the whole 48 insurance companies working in Turkey- deals with the insurance of agricalture so it's clear that some studies should be done about this. In the application case it's seen that the companies refer to incomplete insurancewith the worry of portfolio loss. It' s true that the same insurance companies are indiffrent to the development of this branch and even they raise difficulties. In the practice the same proposals of hail insurance are used for every different products also it should be different for each product according to its properties. -18-According to the studies made, the necessity of different determinations of the ten percentage exemtion application during the payment of damages had appeared. If *e want to increase the insurance of our products against risks like the examples in the contries we wist expand the insurance of hail probability in two years in about 9 percentage of the planted fields and only the 2 percentage of the planted fields is insured in Turkey. The insurance companies should product wore healthy politcs about the agricultural products which is only the one percentage of theirwhole branches and should practice them. In this subject they must appeal to the media publications to generalize the concionsness of insurance. Insurance companies should employ educated staff in their contitutions or in their agent. Today we can see some new events such as“ The agent of A.I.”“ Expert of A.I. ”“ The foundations of A.I. ”These rapid successes are very important not depending on the distance taken in a very short time to show the new values and accelarations. With the owning of this by the agriculturists with in a very short time like in the west the insurers can find a chance of being proud of presenting such services like“Hail insurance companies Ranch Beasts an c. ”The general conditions should again be examined to makes parallel with the todays practical applications of the insurance of hail general conditions. Also the fifth past of the turkish Trade Law should be looked over and renewred. In the meanwhile the life standart of the farmers could be -19-increased by insurance agricultural buildings, tools anc machines, the carrying of agricultural products, the agriculturists life, accident and health. Only then " the farmer is the «aster of Nation* This, so loads us everyone and every foundation interested in the insurance of agriculture nev responibilities. -20-
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